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© 2026 BM Escrow. Crypto only — we never handle cards or bank transfers.
Completed deals are final. Crypto transactions can't be reversed.
BM Escrow sits between the buyer and the seller. The buyer's payment is locked in escrow, the seller delivers, and the money is only released when the buyer says the deal is complete. Here's every step.
Agree what's being sold, the price and who pays the fee.
Send the exact amount. It's locked once the blockchain confirms it.
The seller delivers. The buyer checks it, with no time limit.
The buyer marks the deal complete. The seller is paid. Final.
Either the buyer or the seller can start. It's free, and nothing is owed until the other person accepts.
Give the deal a title and describe exactly what's being sold: what's included, its condition, and how it will be delivered. Set the price in US dollars, pick the coin and network you'll pay with, and choose who pays the escrow fee.
You'll get a share link and a deal code like 7F21A4C9. Send either to the other person. They can open the link, create a free account or sign in, and join the deal in a couple of taps.
Write the description carefully. If there's ever a dispute, it's what we compare the delivery against.
Deals are private. There's no public listing — only someone with your link or code can see and join your deal.
Set in US dollars, whatever coin you pay with
Opening an escrow deal is free and commits nobody. You only pay the fee once money is held.
Buyer, seller or split 50/50
No timer, no automatic release
After the terms are accepted
BTC, SOL and TON only
The buyer sends the crypto to BM Escrow, not to the seller. The amount looks precise on purpose.
After the terms are accepted, the buyer sees a payment address, a QR code and an exact amount, such as 2,080.000417 USDT. Those last few digits are unique to your deal, so we can match your payment automatically. Send the exact amount in one transaction, before the payment window closes.
USDT is priced one to one with the US dollar. For Bitcoin, Solana and Toncoin we lock the exchange rate for 15 minutes when the terms are accepted. If it runs out before you pay, you can get a fresh quote with one tap.
Once the blockchain confirms the payment, the deal shows Held. The money is now locked in escrow, and the seller knows it's safe to deliver.
Sent too little?
Sent too much?
Wrong network?
With the payment safely held, the seller delivers. The buyer checks it in their own time.
Deliver what was agreed, then mark the deal delivered. Add a short note if it helps, like a tracking number, a licence key reference or a download link. It's saved on the deal's record.
There's no time limit and no automatic release. Open the files, log in to the account, test the item, and compare it with the description. When you're happy, complete the deal. If something isn't right, open a dispute instead.
The payment never releases by itself. If a buyer goes quiet after a delivery, the seller can open a dispute. We review the evidence and release the payment to the seller if they delivered what was agreed.
This is the most important step. Before it, the buyer is protected. After it, the deal is done.
When the buyer marks the deal complete, BM Escrow sends the payment to the seller's wallet, minus their share of the fee. The transaction ID appears on the deal, and the deal closes once the blockchain confirms it.
Completing a deal can't be undone. Crypto payments are irreversible, and we don't offer returns, refunds or chargebacks on completed deals. Once the payout is confirmed, our support for that deal ends. That's why the buyer ticks a box confirming they've received everything before completing.
While your payment is in escrow
Once you complete the deal
Disputes are for problems found while the payment is still in escrow, before the deal is completed.
Either side can open a dispute once the payment is held and before the deal is completed. The payment is frozen straight away. Nothing moves until it's resolved.
Step one: talk it through. You both get 3 days to sort it out on the deal page, with messages and evidence saved on the record. Most disputes end here.
Step two: we decide. If you can't agree, BM Escrow reviews the description, the timeline and the evidence. We then release the payment to the seller, refund the buyer, or split it between you, and explain why on the deal.
A refund is the held amount minus the escrow fee.
No disputes after completion
Your legal rights
These are the only labels you'll see on a deal. Blue means the payment is held in escrow. Green means it has reached the seller.